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(BPT) - The energy supply in the United States is getting cleaner and more renewable every day. Not only is this good for the planet, it's also good for your wallet. By taking action now you can help prepare for a clean energy future, while enjoying energy savings and a more comfortable home today.
(NewsUSA) - Giving Tuesday, a day dedicated to giving back, occurs on the Tuesday after Thanksgiving, but charitable giving is a year-round endeavor. With some smart financial planning, you can support the causes that mean the most to you.
(BPT) - The average American has a consumer debt balance of nearly $97,000, proving that financial literacy is critical to young generations as they look to exercise their spending power. Gen Z, which refers to people currently 10 to 25 years old, holds $360 billion in disposable income, acc…
(BPT) - If you’re asked for names of well-known entrepreneurs, a few obvious contenders might come to mind, like Bill Gates or Steve Jobs. A recent survey asked questions about who are the most successful entrepreneurs — revealing insights into what people think it takes to make it big.
(BPT) - With the start of a new school year underway, your teens are already learning new skills. While most of this learning happens in the classroom, there are plenty of opportunities at home to learn other life skills, especially around financial responsibility.
(NewsUSA) - Every family’s financial situation is unique, with different challenges, opportunities and cultural considerations affecting their decisions about money. For some -- particularly families who have immigrated from Latin America, where financial services are less regulated than in …
(BPT) - By Mary Hines Droesch, Head of Consumer and Small Business Products at Bank of America
(NAPSI)—If you’re wondering how to finance your startup, you’re not alone. Depending on your business, financing it can either be relatively simple, such as drawing on your personal savings, or more complex, perhaps requiring you to seek loans or investors.
(NAPSI)—Since government pandemic assistance programs have largely come to an end, fraudsters have turned their attention back to developing increasingly clever ways to trick you into giving them your money—but you can protect yourself and your assets.
(NAPSI)—While tactics may have changed, “boiler room” operations are still used to pitch dubious investment schemes, according to the experts at the Financial Industry Regulatory Authority (FINRA). Typically run as outbound call centers, boiler rooms target retail investors with highly specu…
(NAPSI)—Congratulations! You’ve decided to start a business—you’re about to embark on an exciting and challenging journey. Before you dive in headfirst, however, it may pay to take time to understand how to start a business the right way and what it takes to position your startup for success.
(BPT) - Getting the best price on home insurance, without sacrificing the quality of coverage, may be easier with a basic understanding of how insurance companies calculate your premium.
(NewsUSA) - It’s that time of year again: CME Group, the world’s leading derivatives exchange, is calling on college students with an interest in finance to team up and try their hand at futures trading. Registration for its 19th annual University Trading Challenge is now open through Thursd…
(StatePoint) The COVID-19 pandemic disrupted nearly every aspect of people’s lives and, as it turns out, it also impacted their feelings about financial security and life insurance. In a national survey commissioned by Erie Insurance:
(BPT) - By Kevin Bearley, Next Gen business strategist at Pinion, formerly KCoe Isom
(BPT) - If you’re unsure of how to start planning for your financial future through investing, you’re far from alone.
(NewsUSA) - Young adults who are new to the workforce have a lot to think about. But when it comes to compensation, there are many ways to make your salary and benefits work for you. Taking full advantage of opportunities for saving and investing now will pay off later.
(BPT) - Life insurance is for people of all ages, not just parents and grandparents. While life insurance needs vary by age and stage of life, it's a good idea to invest in a life insurance plan while you're young.
(BPT) - As weather cools and daylight hours shorten, many people naturally spend more time indoors and there's no place more inviting than the fireplace. The problem is that while a traditional, open wood fireplace offers the ambiance and nostalgia homeowners cherish, they are often dirty, d…
(NAPSI)—The real estate market is cooling down: Home inventory rose 9.6% between May and June. Interest rates are up and inflation is still a problem. Consequently, potential buyers are delaying their searches and home sellers are facing some daunting challenges. But the good news is that th…
(StatePoint) As inflation continues to put a strain on budgets, talk of an upcoming recession has Americans worried about their finances. Prices on everyday items continue to rise and consumers are trying to find ways to make their dollar stretch further while safeguarding their money agains…
(BPT) - In school, students are learning new skills that will help them achieve their dreams. For a growing number of them, these dreams include owning their own business. Small businesses are an important part of the American economy and have accounted for two out of every three jobs added …
(BPT) - Consumer behaviors are shifting faster than ever before, and businesses that want to succeed in this environment need to stay one step ahead of the game.
(BPT) - If you run a business, you probably already know that no two businesses are alike. An online jewelry business or web design service based in your home won’t have the same needs (or hazards) as a food truck or florist shop. From home-based enterprises to businesses run out of a vehicl…
(StatePoint) When your bank account balance is low, life can be stressful. For example, when it’s time to pay large expenses that can’t wait, like car loan payments or monthly rent, it’s all too easy to overdraft a bank account.
(NewsUSA) - Millions of Americans will start or return to college this fall, pursuing an education that they hope will lead to successful careers. Among them are students who aspire to become the next generation of financial planning professionals, equipped with the knowledge and skills to p…
(NAPSI)—Open enrollment is quickly approaching and while businesses continue to navigate through economic uncertainties, dynamic shifts and the ongoing Great Resignation, strong benefits offerings could help retain employees.
(BPT) - Getting the best price on auto insurance without sacrificing quality of coverage and service may be easier with a basic understanding of how companies calculate auto insurance premiums.
(NewsUSA) - Summer is here, and the job market for teens is hot. More travel and activities this summer are driving the need for teen workers to fill jobs as lifeguards, house sitters, dog walkers, restaurant workers and retail employees.
(BPT) - Is your teen starting their first job this summer? Are they already planning how to spend their first paycheck? You can help support your kids during this important milestone by teaching them healthy financial habits. While money used to be a taboo topic, more and more parents are te…
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(NAPSI)—The next time you walk in to a cool, comfortable home, you may care to thank an HVAC technician.
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(NewsUSA) - For young adults starting out, money management can be a challenge. You may be navigating rent, car payments, monthly bills, food and also student loans. Many young adults are looking to refinance student loans to combine multiple debts, maximize interest rates, bring down month…
(NewsUSA) - Small business owners have special financial needs and opportunities. You must navigate unique tax benefits and responsibilities, cash flow analyses, business credit and debt management, succession planning and insurance needs, among other issues.
(BPT) - Are you on track for retirement? New research shows many women are not, and what’s more, women are lagging significantly behind men when it comes to being financially prepared for the future.
(NAPSI)—Summer is here, and Floridians seeking the best deals to help them get beach-ready and fit for swimming, surfing, biking, or family travel adventures have a variety of options to get active and fit. Here are three ways to take your fitness to a new level while saving some dough:
(BPT) - By Ginger Chambless, Head of Research, JPMorgan Chase Commercial Banking
(BPT) - A survey released by NAPFA found that over one-third (34%) of Millennials and Generation Z Americans say that a lack of financial guidance is inhibiting to their ability to prepare for retirement. Millennials reported feeling the most unprepared when it comes to their futures (38%), …
(NewsUSA) - College graduates have a lot to think about -- finding a job, finding a place to live and finding a way to manage their finances. Whether you have graduated with or without student loans or other debts, making a financial plan after graduation will pay off later. Build good f…
(BPT) - When nonprofits receive grants from foundations or funders, the application, rules and reporting process are often arduous. Historically, the power dynamic leans heavily toward those providing the money, and because nonprofits need funds to do the good work they do, they have no othe…
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(NewsUSA) - The COVID-19 pandemic didn’t change it.
(NAPSI)—According to the Centers for Disease Control and Prevention, you may be able to take a bite out of all sorts of health risks—if you take care of your oral health.
(StatePoint) From digital payments to video banking, the way consumers conduct basic financial transactions has changed substantially throughout the past decade, and the COVID-19 pandemic has only accelerated the trend toward digital banking. However, brick-and-mortar bank branches continue …
(NewsUSA) - Whether you are at the gas pump, the grocery store or even shopping online, the higher prices resulting from the current state of inflation are hitting everyone hard. Fortunately, smart consumers can find ways to help reduce the inflation burden.